@Anonymous wrote:About what percentage was everyone been able to get PRA to settle for? I just settled some COs with the original creditors (all for 50%) but still have 2 collections with PRA. All of these accounts are 6 years past the DFD...only been offering and doing one lump payment with them.
You usually get the best settlement if you pay in one lump sum vs setting up a payment plan. My collection with them wasn't quite as old as yours, but I got them to accept 60% of my original balance. I possibly could have waited it out and negotiated a lower offer, but I need it off my report sooner than later, so 60% was good enough for me.
