Portfolio Recovery Associates Deletion Success!!!

[Anonymous]

I went back and looked at my TU report, the day I wrote to the ombudsman, they pulled my credit, then deleted and added back the account with a different start date. Grrr.

[baller4life]

They are absolutely ridiculous. File every complaint you possibly can at this point. CFPB,BBB, Atty General.

[Anonymous]

Hello baller4life, could you send me the consumer complaint email please. Thank you.

[Anonymous]

Hi, I have the same problem. GE money was my oc and this acct was opened in May 2007. The original amount charged off was $1053. When I check my Credit report today, it shows: Factoring Company Account (debt buyer) as my creditor with an Amount Past Due: $1,208.. It also states that my account was opened July 6, 2011. Can I get the email address to PRA. Any other advice would be welcomed. May of this year will be eight years of this acct being on my credit report. I tried making payment arrangements with PRA, but they wanted more monthly than my budget could take. They also wanted a debit acct info on file so that they can draft automatically monthly.

[baller4life]

What is the original DOFD with GE? They cannot legally report for 8 yrs past that date.

[Anonymous]

Portfolio Recovery is reporting as an active account can you PM the email and a template of what you sent?

Thank You!

[Anonymous]

I hired a credit repair company to handle PRA.  I got a letter about 3 weeks ago that they were closing my account and removing it from my credit report.  Guess they got tired of all the investigations on it.

[Anonymous]

I guess the cfpb is looking into my complaint, the status updated on equifax as contested and being reinvestigated. Not sure about the others yet. 

[baller4life]

CFPB seems to be the way to go now with PRA. My email address has been thoroughly exhausted. They have NOT been very helpful of late. Sorry guys. But that well appears to be dry now.
I have a different contact for pfds and gws. PM me if you need it. It's a crap shoot but your only chance at either thru this Exec at PRA. For errors in reporting file dispute with CRAs and send PRA a dv letter. If that does not work, file complaint with CFPB. Will save you a lot of time and aggravation.

[Anonymous]

Does anyone know how in depth or detailed the complaint to BBB or CFPB needs to be?  Would you include old statements, credit reports, etc, to show the account was re-aged and the CA is reporting erroneous info?