@Anonymous wrote:
I have 2 from PRA removes w/o paying them. Still have 2 left. The other 2 collection passed SOL. I spoke to the briefly for PDF. They agreed but won't send me a letter. I told them send me a if you guys change your mind. I did received two letters from them asking to contact them again which I did not. Instead I sent them the letters again with a check attached with the account # i owed them listed in the check.and note at the back. Stating Deposit if the person signing agreed to delete the threadline with last 4 digit of the account listed. Will wait again. Sorry about the typo. Was writing on the phone.
I think this is the best strategy to deal with PRA at this time. Long ago when I used to work at an attorney office, we used to do this method in dealing with medical collection agencies on behalf of our clients. I'm planning to use this method myself except my I'll state that "by cashing the check, PRA agrees to delete the collection account from all credit report agencies within 30 days. If the collection account is not removed, then it is a violation of an agreement, and PRA is liable for any punitive damage." Need to clean up the wording of my letter first before mailing it out, but the check I'm sending out is PIF. Of course, I will not accept this account is mine, only wanting to resolve this matter amicably so I can move on with my life.
