Portfolio Recovery Settlement!

Red1Blue · ‎01-24-2020

I paid for 3 accounts about 2 weeks ago. Waiting to see when they drop off from my CRAs and if there might be any boost in score. I am not expecting much score boost but would like to see they drop off the report.

MN3 · ‎04-15-2020

@Red1Blue have you seen them get removed yet?

FICO 8 as of 03/03/2020: EX - 571; TU 558; EQ 531
FICO 8 as of 02/17/2025: EQ 708; TU 708; EX 710

Mortgage Scores as of 05/12/2020: EX 603; TU 546; EQ 575
Mortgage as of 02/17/2025: EQ 713; TU 744; EX 685

Red1Blue · ‎04-16-2020

@MN3 wrote:
@Red1Blue have you seen them get removed yet?

Yes, it took about 4 weeks and they removed completely from the credit report.

Anonymous · ‎05-05-2020

What kind of score jump did you see after removal?

SweetCreditObsession · ‎05-05-2020

Congratulations on settling the accounts!

(+102) |

(+106) |

Red1Blue · ‎05-05-2020

Today I paid off the last PRA account. Hopefully that should fall off from my reports.

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