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Portfolio Recovery/Transunion

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Anonymous
Not applicable

Re: Portfolio Recovery/Transunion

In regard to a DV letter.. they are not listing this as a collection or debt on my husbands credit report, I just see them pulling a hard inquiry every 90 days. I suspect it is to locate him, or to get him to call them to find out why it is that they are pulling his report. What kind of letter could we send to the CAs to get them to remove the inquiries as in my opinion, they have no real permissible purpose. There has got to be some sort of protection from Junk Debt Buyers.
Message 11 of 14
upinflagstaff
Frequent Contributor

Re: Portfolio Recovery/Transunion

You can send a DV based upon their CR pull. You can also send a non-pp letter. For PRA I sent a DV based upon a phone call. Any communication from a CA should be sufficient to trigger your right to request validation.
Message 12 of 14
Anonymous
Not applicable

Re: Portfolio Recovery/Transunion

i have considered the inquiries to be triggers before, and notified the perpetrator of non-PP and asked for DV. i have also complained t=with BBB, AGs and FTC about non-PP and found them effective.

Message 13 of 14
Anonymous
Not applicable

Re: Portfolio Recovery/Transunion

I called Portfolio Recovery Associates, at their (local)# 757-519-9300 and asked for their fax number and they wouldn't give it to me. Then I called back and asked to speak to a rep about my case, a lady named edited came on and I told her that I needed to verify their fax number, I asked is your fax number (757) 321-2505 and the lady said yes, I said are you sure, and she said yes. Then, I called back and asked another rep, is your fax number (757)321-2506 and the rep said yes. This clearly shows me that they are lying and don't want anyone to have their fax number. I called back and asked for Wilson lady and she came on, I told her that I was a debt collector trying to recover some money that she owes for a sears credit card. Isn't your name edited, she said yes but I don't have a sears account. So I said I'm only an employee here at BRP and it shows here that you owe $1255 to sears and it shows on your credit report as no payment has been made. She freaked out and said that she works for a collection agency and she knows all the little tricks that these companies play. I said so your familiar with the process and that Portfolio Recovery Associates reports to the credit bureau when they shouldn't be doing so. She stayed quiet told  me to remove that immediately from her credit report. So I said, let me have your fax number and I will fax you the information right of away so you can see for yourself. So she said (757) 321-2504.
 
LOL
 
I believe she was saying the truth this time
 
I verified online in a forum, that someone else had this same number
Message Edited by llecs on 02-26-2010 03:40 PM
Message 14 of 14
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