There is a medical collection on my Experian report in which it's listed to be deleted in August. I understand that may mean by the end of August, but I need to apply for a new loan this month and can't wait for September to have this fall off. I spoke with an agent at Experian and they offered to file a dispute; however, I am wondering if there could be any negative impacts to doing so (i.e. having it stay on longer). Thanks in advance!
