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Just thought I'd give a brief update...while my scores are changing, they aren't changing at the rate I had hoped. I have paid all collections, and expecting removals any day now. I also paid Navy in full ($14,000), and all but 3 charged off accounts, now are at zero (some have updated, a lot haven't, but should be any day). All current accounts are at zero, except 1. Here's what I've gained, other than patience:
TR- 71 points...started at 567, now 638
EX- 23 points...started at 589, now 612
EQ- 39 points...started at 540, now at 579
Like I said...progress is PROGRESS!!!![]()
Congrats on your progress so far
Hard work pays off. Congrats!
In addition to patience you have also gained financially by clearing up debt. Your scores will follow.