I paid off a small collection of $125 last month. I could have and should have fought it since I never received any kind of notice from this particular CA but that's right when I discovered this forum.
Anywho...the lady at the CA promised me up & down that it would be reported to the CRA's by the end of May because they report once a month. She also promised me that my credit score would go up with a paid collection. Since then, I have learned on here that paid collections do not make your score go up so she blatantly lied to me.
I made her tell me straight up at least 3 times that this would be taken care of and reported as paid by 5/31 in which she said ABSOLUTELY! So here is it 6/6 with nothing reported yet. I called twice since 6/1 and they are now telling me it takes them 30-45 days to report.
Grrrr!!!
5/16/13 Starting FICOEQ: 521 FICOTU: 536 FICOEX: 571
5/13/14 Current FICOEQ: 668 FICOTU: 690 FICOEX: 673
