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Is there a difference between a judgment reporting as "civil claim paid" and "satisfied?" I ask bcz the CA who collected is sending a letter to EX to update as "satisfied." Right now it shows on EX as "civil claim paid."
Thanks for any help.
Yes and no, from a credit scoring perspective.
No, because civil suits and judgments remain in your CR for 7 years from their date of entry, not date paid. FCRA 605(a)(2).
Yes, because, while it wont help in FICO scoring, a showing that you paid the debt and it is now considered as satified will make you look much, much better upon any manual review of your CR.