Question regarding Score Update! HELP!

[FSUGAPEACH78]

I received word from Equifax via email on Friday morning that my online dispute results were completed and ready to be reviewed. A few MAJOR derogs were DELETED! Question is when should CCT and MYFICO see the updates? Does it typically take 7-10 days or should it be immediate? 

[llecs]

It is immediate. Per alerts, CCT and FICO services like SW won't alert you for dropped baddies, but if you pulled a new report now you'd see that change if deleted.

[FSUGAPEACH78]

But the changes Equifax reflected on my dispute confirmation completion are not showing deleted on CCT or MYFICO? Why is that?

[llecs]

Did you purchase a new EQ FICO report after receiving confirmation that they were deleted?

[FSUGAPEACH78]

Yes I did. And it's not showing the changes

I received the confirmation completion email directly from Equifax on Friday morning? Any ideas why it's not showing yet?

[llecs]

?????? *scratches head*

I hate the tech support people who, when I'm having computer issues, asks if the computer is plugged in. Here's one of those annoying moments, sorry.

1) Is the EQ FICO report showing a purchase date of 6/27 or 6/26 (or even 6/25 if you pulled after receiving the e-mail)?

2) Did you see your new EQ report from Equifax (not myFICO) after the dispute is completed? You should have received a free one. If so, did you visually confirm that they were deleted?

3) Did you update CCT today...are they still showing?

Other than that I'm done...I have no idea. It would have to be an EQ issue since both your FICO and CCT reports still reflect the accounts.

[Anonymous]

It has happened to me also.  I got the word something had been deleted and it was stil there, even on the printout they sent me.  It took almost a week for it to disappear.

[FSUGAPEACH78]

LOL!

Yes the deletion shows effective on Friday and I pulled a fresh report Saturday and Sunday (today) from CCT and MYFICO and it's still showing on there......so strange! The reason I am so insistent is that it was 3 MAJOR DEROGS which were DELETED! Yippppeeeee!

I think I might take Guiness' comment and try to wait it out until this Thursday which will be a week since I received the notification and see if the changes have taken place.

All of this credit stuff is such a mystery!!  

Thanks for the help, Ilecs.