No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I have read too much about this and confused myself, I have come to realize credit steps is different for everyone, even the time you are "guaranteed" your CLI. So my question is, when did you get yours?
My email from them has 2 steps (I have seen other letters that go into way more detail) but mine is
Use card atleast 1 time in first 5 months, make ontime payments = CLI of 200
*will receive CLI by December 2014
Most of what I have read say after the 5th statement cuts you get the CLI (which makes sense, youve had the card 6 months at that point)
My 5th statement will cut tomorrow (11th) Others report never getting one (im fairly sure they screwed up somewhere along the line) and others report not getting one until their 7th statement.
Just trying to figure out if I need to come up with cash for this years kids Halloween costumes or if I can put em on the card and worry about it later. (bonus time at christmas can pay it all)
Thanks all for input!
I have had the card since July and they told me more than once when my statement in Dec cuts I should see my CLI, needing a bit more before then but will take what I can get. Need some side work of my own to happen ![]()
I have a Household/HSBC card that Cap1 took over July 2013. In April of this year I got an email that my card was enrolled in credit steps and it went from $300 to $750. It posted on my May statement. I'm looking for another CLI anyday if my calculations are right. My 6th statement (from last CLI) cuts November 2nd.
Keep both your credit and your body in top shape!
Darn was hoping for right after 5th statement cut like some others have said. No go yet, hoping for earlier but latest should be Dec 11th (7th statement)
I recieved my quicksilver & platinum card the 1st week of March, made my first payment for both cards Apr 10th, & recieved increases for both cards 3 days after Aug 10th when my statement is due before they cut the statment for the next billing cycle. They sent me a statement increase email Aug 18th. Hope this helps.
I got my cards 3 or 5 days apart almost 2 months after you so if they do the same I might get one of the increases this week.
Thanks for the input
@Anonymous wrote:I have had the card since July and they told me more than once when my statement in Dec cuts I should see my CLI, needing a bit more before then but will take what I can get. Need some side work of my own to happen
Hi can someone give me details on credit steps and how can
i get into the program?
Starting Score: EQ 495 Ex 585 TU 582My 5th statement cut earlier this month and I have not gotten anything yet. Hoping to get it in a couple of weeks when the 6th cuts. No lates, PIF every week, running about 1K a month through a $500 card.
$15,400 -
$1400 Just Unsecured-
$10500 -
$2300
@Ajapakar wrote:I got my cards 3 or 5 days apart almost 2 months after you so if they do the same I might get one of the increases this week.
Thanks for the input
![]()
Yes, my 5th statment had been cut but I hadnt gotten my 6th statement before I got the increase. Right after my bill was due. Also, if you have already paid your 5th payment, call them ask them to ballpark when you will receive it and maybe if they can put thru since you have them on the phone. My experience with Capital One is that they have always been accomodating.