cancel
Showing results for 
Search instead for 
Did you mean: 

Quick Question...

tag
jackig64
New Contributor

Quick Question...

Hi All,

 

New to the forum but love it so far.  I am working hard on bringing up my score, and have a quick question:   I have a Judgement on my report, it is from 2007 and is from a Gym that I had cancelled the membership in 2000 (could have been 2001).  I have read that Civil Judgements from "Fitness Facilitiies" are quite often removed by a judge.  This one annoys me as I did fax the "GYM" my cancellation notice way back when,  this collection occured during the middle of my splitting up with my then husband.  The "Gym" is now owned by a different company all together.  What should I do?  File to vacate the judgement or leave it alone as it is already 4 years old?  What will having it removed due to my score?

 

Thanks! 

 

EQ: 616 TU: 589

Message 1 of 3
2 REPLIES 2
Creditaddict
Legendary Contributor

Re: Quick Question...

you should see a score boost... I would dispute it with the CRA's as not valid.

Message 2 of 3
fused
Moderator Emeritus

Re: Quick Question...

Moving this thread to the rebuilding your credit forum.

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.