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Quick question some please help!

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Anonymous
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Quick question some please help!

I was just wondering if you have a account paid can you still request a DV from the OC?
Message 1 of 4
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Anonymous
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Re: Quick question some please help!

Paid or unpaid, you can not DV a OC.

 

Well, you can, but they'll throw it in the trash and if you are lucky they will respond telling you that they don't have to reply.

 

The right to DV comes from FDCPA, which governs debt collectors. A OC is not a debt collector.

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Anonymous
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Re: Quick question some please help!

Ok thank you.  Also one other question can you Dv a collection account that has already been paid?  
Message 3 of 4
Anonymous
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Re: Quick question some please help!

Nothing in the FDCPA regarding DV states the collection/debt must be unpaid.
Message 4 of 4
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