I have an ASPEN mastercard that was charged off as of aug 2009 for 1000. i want to get it back on its normal status. its still with the OC reporting it as closed. Is it possible for me to pay it and have it reinstated?
I just want to thank all of you for your continued support. I got a collection deleted yesterday. feels good more ammo for the next.
Starting Score: 470
good news they restored my card and reversed the charge off.
Well i started off my tackilng my only revolving debt and i was dedicated. I called them first thing in the morning asked to speak with a supervisor and explained to them that my credit is a big part in buying a home so if they would be so kind to reverse the charge off and report it as "pays as agreed" if i made a large payment. They did! I checked online and my cc is back in the reporting status! It didnt go to collections so that was a plus, it would have went a few days later if i didnt call. I was expecting a "yeah right or your crazy" answer. when they said yes as long as I made a payment they also stated they would drop the APR as well and no late fees if i paid on time. I asked them to send it in writing and they said that they couldnt but I verified today and it certaintly was reversed and now i am in good standing with them. I only have 3 more collections to deal with 1 of them is paid just trying to have it removed! good luck