Hello everyone!!! First, I just want to say how excited I am to be apart of this community!!! There's a wealth of information on this site just waiting to be learned and I can't wait to learn it all at the same time share my own stories, thought and opinions. With that being said, I was wondering if someone would be so kind as to PM me an email address for RJM. I have two, four year old fully paid accounts that are still being reported as having balances and I was thinking a good will letter might be my best approach for getting them completely deleted. Thanks in advance guys!!!
**I posted this message in a previous thread, and was sort of dissapointed when no one replied. 
That's until I realized I wasn't getting feed back because the thread was old. 
See, I'm learning already!!!**
Starting Score: 546
@CreditResuscitation wrote:Hello everyone!!! First, I just want to say how excited I am to be apart of this community!!! There's a wealth of information on this site just waiting to be learned and I can't wait to learn it all at the same time share my own stories, thought and opinions. With that being said, I was wondering if someone would be so kind as to PM me an email address for RJM. I have two, four year old fully paid accounts that are still being reported as having balances and I was thinking a good will letter might be my best approach for getting them completely deleted. Thanks in advance guys!!!
**I posted this message in a previous thread, and was sort of dissapointed when no one replied.
I would just call RJM they are pretty good about deleting stuff. Do you have their number?
Starting Score: 502 5/4/2012Thanks for the reply Steelersfan904. I do have their number, but from what I've read on here, it seems emailing produces better results. If I call will they still be able to pull up my info? And if so, how do I go about getting them to delete the past accounts? Thanks. I appreciate the help.
Ok. I'm going to call now. Thanks rootpooty!!!
**UPDATE** Just like you all said, I called and before I could even plead my case, the representative had already typed in my account information and put a request in for deletion. She said it wouldn't kick in until July, but if I wanted it gone sooner that I could contact each bureau's and in return they would contact RJM to verify and it would be removed immediately. Man I'm so happy I don't know what to do!!! And to think, had I known about this two years ago, my credit score would be halfway descent!!! Oh, well. Thanks anyway for the help guys!!!!
@CreditResuscitation wrote:**UPDATE** Just like you all said, I called and before I could even plead my case, the representative had already typed in my account information and put a request in for deletion. She said it wouldn't kick in until July, but if I wanted it gone sooner that I could contact each bureau's and in return they would contact RJM to verify and it would be removed immediately. Man I'm so happy I don't know what to do!!! And to think, had I known about this two years ago, my credit score would be halfway descent!!! Oh, well. Thanks anyway for the help guys!!!!
Good! Yeah I filed a dispute with one of the CRA just like the guy told you, less than a week later they deleted all the tradelines from all three CRA
@Steelersfan904 Yep, that's what they told me. I'm putting in into effect as we speak. Thanks!!!
@onquestfor700s Check your PM.