RPM receivable performance management, has called twice on Verizon acct

[Anonymous]

So I need to figure out how to handle this one BEFORE it gets listed on my credit.

I have not received anything in the mail from them, just two recent phone calls (from receivable management) for a verizon account listed on my credit.

Verizon has the balance listed incorrectly on the credit report, I have tried calling and three different agents give me a different balance. ANYWAYS, the balance should be $697 (listed as $850)

SO, I am working on getting a mortgage in the next  couple months so I do not need this collection agency to post anything on my credit.

Should I call them back and see if they are willing to settle and NOT report?

What is the best plan of action to PREVENT this from reporting.

[Anonymous]

Is it worth putting your mortgage in jeopardy over $153?  Call Verizon and pay them over the phone.

[Anonymous]

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@Anonymous wrote:

Is it worth putting your mortgage in jeopardy over $153?  Call Verizon and pay them over the phone.

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No, not at all, but when I called, I was transfered by Verizon to five hundred people who said they couldn't find my account.... Then I was hung up on. I have emailed executive customer service, and hopefully will hear back, but wasn't sure if I should call receivable performance management back and see if they are offering a settlement. I would love to settle the account so it reflects a 0 balance.

[RobertEG]

You can call and offer a pay for not reporting.

[Anonymous]

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@RobertEG wrote:

You can call and offer a pay for not reporting.

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+1

CA's are usually much more agreable to a pay for NOT reporting, vs a pay for deletion. Saves them money, because reporting (and deleting) cost them money.