Random Collection Agency Question

[movingonup23]

I don't know why this just popped in my head but I couldn't find the answer:

Let's say you have a DOFD of June 2010 and a collection agency now holds the account.  You and collection agency agree to a payment plan of monthly payments for 4 years and the debt is paid off on January 2019.  Will the collection account be removed in June 2017-December 2017 or does the account remain on the report because of the payment plan?

This really is a hypothetical question and I look forward to gaining some knowledge!

[Anonymous]

Payment plans do not affect DoFD. However if you default on a payment plan, that CAN reset the Statute of limitaions on whether you can be sued or not - but it still does not affect the DoFD.