can anyone anwer this question

[Anonymous]

Before you pay ask them to remove the account from your credit report.  I had very good success in having the collection agencies removing the negative information if I made the terms before I paid. Give them a sob story about how you need this removed to buy a house.

[Anonymous]

First thing is your description is not very helpful and this is in student loans section but doesn't belong here.

With that set aside let me answer your question... I wouldn't do anything with a collection agency over the phone, Verizon doesn't remove credit report negatives at all and good luck getting it removed if they put it on, a collection agency will promise you anything but if you don't get it in writing from them with a letter head your likely to get shafted end of the deal. I'd suggest you ask them to send you something in writing to remove it when you pay.

[laz98]

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@Anonymous wrote:

First thing is your description is not very helpful and this is in student loans section but doesn't belong here.

With that set aside let me answer your question... I wouldn't do anything with a collection agency over the phone, Verizon doesn't remove credit report negatives at all and good luck getting it removed if they put it on, a collection agency will promise you anything but if you don't get it in writing from them with a letter head your likely to get shafted end of the deal. I'd suggest you ask them to send you something in writing to remove it when you pay.

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verizon voluntarily removed my negative account after 4 or so years.

[Anonymous]

I should of been more specific....let me restate "In my experience Verizon doesn't remove at all" 

[MarineVietVet]

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@Anonymous wrote:

First thing is your description is not very helpful and this is in student loans section but doesn't belong here.

 

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Not all of us (including myself many times) are as clear or concise as readers might like at first glance but that shouldn't keep us from being friendly and supportive. We can give advice without injecting extra and unnecesssary remarks.

[Anonymous]

>>Not all of us (including myself many times) are as clear or concise as readers might like at first glance but that shouldn't keep us from being friendly and supportive. We can give advice without injecting extra and unnecesssary remarks.

You can honestly say that "can anyone answer this question" was a concise starting subject line instead of "chances of verizon removing off my report" or such?

I was trying to be supportive to educate future posts but maybe you read it as a negative thing, I was only trying to explain that it's more helpful in the future to give better subject lines in threads.

If everyone put in these subject lines the entire forum search would be quite insane to use.

Let's not turn what I was trying to say into a negative thing and keep this forum positive, I was trying to be helpful not hurtful so I apologize that it came across to anyone in a negative fashion, I'll refrain from helping and keep my comments to myself in the future