Hello. I'm currently having issues with one of my creditors. So there's some debt that I incurred in 2011 and it was sold to a collection agency. But on my credit report it keeps being reported ''more recently''. So once it was reported in February and again in May of this year. Is there any way I can stop this because it's severely damaging my score! Thanks.
Is it paid? If so, it should age off properly. If not, they can report it every month and keep it dragged down.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.