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Got my updated FICO scores and now all are at or above 730. I have 1 more baddie that will age off in September that should bring my EX and TU even with my EQ. This site has helped me immensely over the last two years and the advice has been invaluable. I will work as hard as I can to keep my scores where they are. This coming from a guy who two years ago had scores in the low 500's, I think one was even below 500. I let most of my baddies age off and got 3 cards with lower limits and kept my spending in check. If you all have SL, rehab them, that helped a lot with AAOA. Bad credit isn't the end of the world, it just takes work.
Thanks for all the help.
As of 3/8/21: EX: 731 EQ: 790 TU: 731
Nice work! Congrats!
Congratulations and thank you for leaving a breadcrumb trail for the rest of us to glean from, learn and follow with our own path and journey. 🙏🏻👏🏻👏🏻👏🏻🥳🥳🥳🥳
@Anonymous wrote:Got my updated FICO scores and now all are at or above 730. I have 1 more baddie that will age off in September that should bring my EX and TU even with my EQ. This site has helped me immensely over the last two years and the advice has been invaluable. I will work as hard as I can to keep my scores where they are. This coming from a guy who two years ago had scores in the low 500's, I think one was even below 500. I let most of my baddies age off and got 3 cards with lower limits and kept my spending in check. If you all have SL, rehab them, that helped a lot with AAOA. Bad credit isn't the end of the world, it just takes work.
Thanks for all the help.
As of 3/8/21: EX: 731 EQ: 790 TU: 731
Congrats. This is a great place to get advice to help with rebuilds. I started with a 601 score last year and now at 668 with a 5 year old 13 on my report. It can be done.