I have an account with a CU that has been open for around 12 years or so. I had two cars that were repo'd by the CU about 5 years ago, but I think my checking/savings accounts are still active. On my CR, the repos show $0 balance owed, but the notes do say "involuntary repossession". I do not have any CA's showing on the CR with reference to the repos. With all this being said, do I still have a relationship with the CU?
I don't want to wake a sleeping giant, but at the same time I don't want to miss out on a good opportunity with the CU. I have forgotten my login information with the CU, so do you think I should call and get my login information again - or do you think that would trigger collection? Do you see any harm in at least requesting the online access information for my account? I still receive paper statements on my checking/savings accounts from them monthly - and I have seen no reference to the repos.
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