@Anonymous wrote:
I have a paid collection from 2004 that was from Time Warner cable for returning their equipment late after cancelling service. It shows up on all three credit reports. What is the best way to get rid of this? Send a Good Will letter? DV? From my TU CR:
Collection on debt to: Time Warner Cable 1
The collection agency "Fincntrl Svc" was hired to collect a debt of $135 originally owed to "Time Warner Cable 1" on account number "XXXX908A".
Collection agency Fincntrl Svc
Original balance $135
Current balance $0
Status Not Reported
Date assigned Mar 01, 2004
Date reported Apr 15, 2009
Date last active Not Reported
Date paid Nov 19, 2004
Date closed Not Reported
Original lender Time Warner Cable 1
Account number XXXX908A
Type of account Not Reported
Account holder Individual
Type of credit Not Reported
Payment status Not Reported
Largest past balance Not Reported
Amount past due Not Reported
Account descriptions Not Reported
Looking for some advice as I believe this is something that I can get off my CRs with a little effort.
Any help would be appreciated.
-GV
You can attempt a GW, but most CA's won't respond to it positively. If this is also being reported by the OC, then GW them to see if you can get that TL removed.
Since you have paid the collection, a PFD won't apply. So, go ahead and try the GW. Try the DV. But once paid, very little leverage is left, and you probably will just have to wait it for the 7 years.
