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Removing a Collection

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MikeFromKeller
Established Member

Removing a Collection

I have a letter from the collection agency to delete the records from the two bureaus that they have reported to (Trans / Equfax) - previously, they only reported the balance as paid in full... I called and he said that a mistake was made and that they would report the full delete on their next reporting cycle (July 5).

 

I checked it again this morning - it is still there.  What gives?  

 

When the company reports this - shouldn't the change be immediate or does it take time for the credit bureaus to acknowledge them?

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1 REPLY 1
Anonymous
Not applicable

Re: Removing a Collection

It is done electronically as far as I know.  How they are actually processed I have no clue.  It can take up to 90 days for it to happen.

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