Repayment question

[jrubedjmp311]

Hi Everyone.

I have 3 cards that are closed left to pay.

Barclays - 2400

Chase Slate - roughly 3000

Chase Freedom - roughly 4000

The questions is, I have 2400. Do I pay the barclay off or pay a little to all 3?

[medicgrrl]

What are the credit limits for each card? Are they all still open?

[jrubedjmp311]

all closed and over limits

[medicgrrl]

Are they CO's?

[jrubedjmp311]

yes

[medicgrrl]

If they're outside the SOL, I would try and negotiate a settlement and see if you can pay 2 accounts off!

[jrubedjmp311]

if i settle the chase accounts, will it hurt my score more than chipping away at them? im in a rebuild mode!

[medicgrrl]

Nope, it scores just the same.

[jrubedjmp311]

last question, will it hurt my chances of getting an auto loan in a few months?

[medicgrrl]

If they do a manual review. How old are the CO's?