Revolving accts causing increase

[cwwatts1202]

My husbands Fingerhut revolving acct reported and he got a SW alert for a 15 pt increase today. He also has a cap 1 secured card, $200 limit, $18 balance, when that reports should he get another increase? So far the fingerhut is the only revolving acct reporting until the cap 1 reports. 

[cwwatts1202]

bump..?

[twall06]

It may go either way a little since it will be another new acct but the more both age it will increase

[Anonymous]

you sohuld gradually see an increase in your husbands scores each month the longer it ages. usually 6 month of on time paments can cause as much as a 30-50 point difference depending on payment history (PIF, minim balance, UTIL, etc). As long as you keep UTIL under 10% you should still see an increase in the score, even if its a point or 2.

[cwwatts1202]

I was just curious if he will get another increase again when the cap 1 reports as a new revolving acct, since the finger hut revolving reported as a new revolving acct, and is his only reporting revolving acct. Wasn't sure if the 15 pt increase was bc this was his only revolving acct and if the cap 1 reporting would cause an increase as well for another revolving acct reporting, or if you usually just an increase when that first revolving acct reports, then each one there after doesn't really have an effect...