Evening,
I had a SBA loan for a business that collapsed however a personal guaranty still holds me liable. Debt was with a Sterling bank and eventually $17k was charged off. Credit report shows outstanding balance and charge off. I have since paid the debt in full, it's a federal debt no real way around. I disputed my credit report with Sterling bank that the balance has since been paid after the dispute with experian NO change $17k balance still shows.
1. Can you dispute a charged off amount if it has since been paid?
2. Is there any benefit to dispute a paid balance?
3. Any tips?
Thank you, just registered to try and get some help!!
