SOL question

[Anonymous]

Hi I'm new to MYFICO found alot of useful info and decided to join. I was previously going to pay a Credit Restoration Agency to deal with fixing my credit but found I could ido it myself with alot of leg work for almost free!!

I hardly check my credit report( I know bad) but I've know my credit was bad so pay mostly everything in cash, Just recently I plan on fixing my credit with using SOL and PFD. Question:

Collection Agency: MIDLAND CREDIT MGMT

Original Creditor: MCI COMM. SERVICES

Status: Collection account. $576 pas due as of Mar 2009

Status Details: This account is scheduled to continue on record until APR 2009

Im guessing the SOL is APR 2009. How do I go about sending a SOL letter to get it deleted off my credit reporting or will it come off by itself or should I do a PFD letter?

Thank in advance for any/all replies and advice.

Message Edited by refleckz on 04-04-2009 01:34 PM

Message Edited by refleckz on 04-04-2009 01:35 PM

[Anonymous]

Give it to the end of the month. It should be deleted on its own.

[soccrstar]

Status Details: This account is scheduled to continue on record until APR 2009

where do you see this information?

I dont see the information that states when its scheduled to come off my reports on any of my reports

TIA

[Anonymous]

Yea some of mine dont show some do, im not sure if its required by all CA to report this or not...thats as much i can help you with sorry =/

[Anonymous]

---

soccrstar wrote:

Status Details: This account is scheduled to continue on record until APR 2009

where do you see this information?

I dont see the information that states when its scheduled to come off my reports on any of my reports

TIA

---

That will only be on EX and TU reports that are pulled directly from them and not as a part of a monitoring service they offer.

They don't always display it but normally do for most accounts.

EQ will show a DOFD.