The CEO of Clay Electric (FL) was ignoring my e-mails so I e-mailed the division/area manager yesterday. I received a call from their collections department (no CA involved, their collections are managed internally). They have already sent document to the CRAs to delete the TL - the very same day. They also admitted they made a mistake when they sent two checks weeks apart in 2004 (they should have only been one check).
In my e-mail, and again on the phone today, I told them that when I see the TL off of my report, I will send payment of $53.85 but not until the TL is gone. They immediately faxed me the document that's sent to the CRAs to have the TL deleted - and they faxed me a letter admitting their mistake. As I told them in my e-mail, the debt (even if valid) is out of VA's SOL, so the TL will come off of my CR next year if I do absolutely nothing. I also told them in my e-mail that I had no intention, whatsoever, of paying any bill unless it disappears from my CR.
FICO should go up again after this collection disappears. Only baddies left are two medicals... one small, one $600ish. I hope to have the HIPAA process take care of those and have those disappear within the next month too!
Utilities collection - GONE
Cable collection (two TLs, same instance, one for bill, one for equipment) - GONE
Woot woot!!!
You all are awesome... just in case no one's told you that today!
Enjoy your weekend!
