SOL question

[Anonymous]

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@MarineVietVet wrote:

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@Anonymous wrote:

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In states that do not have a specific SOL for medical debt, and there are only one or two, then, yes, they fall under written contracts.

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I'm confused. If there is no specific SOL for medical debt then in theory a consumer could be sued decades in the future.

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No, there is no specific SOL for medical debt in most states.  It is a gray area and most will fall under written contracts.

In AR for example, written contracts SOL is 5 years but they have a specific medical SOL of 2 years.  It starts from the date services were performed or from the most recent partial payment, whichever is later.

[MarineVietVet]

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@Anonymous wrote:

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No, there is no specific SOL for medical debt in most states.  It is a gray area and most will fall under written contracts.

In AR for example, written contracts SOL is 5 years but they have a specific medical SOL of 2 years.  It starts from the date services were performed or from the most recent partial payment, whichever is later.

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That's interesting. So if a person was searching the SOL's for a particular state they need to confirm if medical debts are indeed considered written contracts. I will try and remember that. (Good luck with that).

[Anonymous]

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@MarineVietVet wrote:

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@Anonymous wrote:

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No, there is no specific SOL for medical debt in most states.  It is a gray area and most will fall under written contracts.

In AR for example, written contracts SOL is 5 years but they have a specific medical SOL of 2 years.  It starts from the date services were performed or from the most recent partial payment, whichever is later.

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That's interesting. So if a person was searching the SOL's for a particular state they need to confirm if medical debts are indeed considered written contracts. I will try and remember that. (Good luck with that).

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This medical SOL stuff is confusing as #$%!  Where do you look up "medical" specific SOLs?

[MarineVietVet]

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@Anonymous wrote:

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This medical SOL stuff is confusing as #$%!  Where do you look up "medical" specific SOLs?

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If I ever needed to know about that I might start with the Attorney General of a particular state. It seems as good a place as any to begin the search.

[Anonymous]

What I have found when searching for SOLs is if medical debt is not listed in the list of types of debt, they have no SOL specifically for medical.  When that is the case I look up the states code on debt and see if it says anything there.