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Santander Deleted got +93 points

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Red22
Contributor

Santander Deleted got +93 points

Santander Consumer USA was deleted from my TU CRA today and I got +93. New TU score is 670....eyes set on 700 club now.  I'm so so so HAPPY!!!Smiley Very Happy
Crawling At A Snails Pace . . .
.
*9/01/08 FICO; EQ:524 TU:532 FAKO;EX:536
*12/07/08 FICO; EQ:548 TU: 562 FAKO;EX:565
**03/10/09 FICO;EQ: 624 TU:563 FAKO;EX:585
**09/21/10 FICO;EQ:661 TU:679EX:663(FAKO)


Message 1 of 7
6 REPLIES 6
laz98
Senior Contributor

Re: Santander Deleted got +93 points

congratulations!
Message 2 of 7
LynnBushea
New Contributor

Re: Santander Deleted got +93 points

First off

 

Congratssssss!!!!!!

 

How did you manage this? I have been trying to get lates deleted for months....The account was paid off in full.....they will not even consider it...

 

Any advice?


Starting Score: 478
Current Score: 650
Goal Score: 750+


Take the FICO Fitness Challenge
Message 3 of 7
Anonymous
Not applicable

Re: Santander Deleted got +93 points

Lynn -- Strategic GW letters Smiley Happy  Get Fax #'s ... Try to get ahold of the CEO and/or other officer email addresses ... They are the ones that can make something happen Smiley Happy
Message 4 of 7
Red22
Contributor

Re: Santander Deleted got +93 points

Lynn--In my case, Santander re-aged a very old account and placed it on my credit reports.  I disputed the account with TU, but it came back verified so I filed a complaint with the BBB, FTC, and AG(Attorney General).  The BBB was the most instrumental in getting something done,as they suspended Santander's account with them when they didn't respond to my complaint. 2 months later they finally responded and sent me a letter stating that they completed an internal investigation and found my complaint was valid and that they were going to delete the account from my reports within 30 days.  Well, they deleted in 2 days and I am so happy that I decided to complain to all of the above agencies.

 

If I were you, I would continue sending off those GW letters...who knows they may get tired and budge!!

Crawling At A Snails Pace . . .
.
*9/01/08 FICO; EQ:524 TU:532 FAKO;EX:536
*12/07/08 FICO; EQ:548 TU: 562 FAKO;EX:565
**03/10/09 FICO;EQ: 624 TU:563 FAKO;EX:585
**09/21/10 FICO;EQ:661 TU:679EX:663(FAKO)


Message 5 of 7
Creditobsessed12
Frequent Contributor

Re: Santander Deleted got +93 points

Big congrats to you!!  I have an auto loan with them that is killing me softly!!! Smiley Sad

 

I have had it for about 8 months and the interest rate is crazy!!! 

 

 

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05/2015 EQ 708 TU 744 EX 707
05/2017 EQ 659 TU 676 EX 683
Goal: 700s across the board Smiley Happy
Message 6 of 7
LynnBushea
New Contributor

Re: Santander Deleted got +93 points

OK I sent another GW letter requesting to remove lates...Lets see what happens...

 

Thanks.


Starting Score: 478
Current Score: 650
Goal Score: 750+


Take the FICO Fitness Challenge
Message 7 of 7
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