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Score Boost Help

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mackowl
Established Member

Score Boost Help

If I add my hubby to my AMEX as an AUTH User will it boost his score.  What can we do for a score boost. Looking to get a mortgage next year.

Message 1 of 4
3 REPLIES 3
Shogun
Moderator Emeritus

Re: Score Boost Help


@mackowl wrote:

If I add my hubby to my AMEX as an AUTH User will it boost his score.  What can we do for a score boost. Looking to get a mortgage next year.


It's possible, yes.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 4
Anonymous
Not applicable

Re: Score Boost Help

I added my boyfriend to my Bank of America credit card as an authorized user and it boosted his score around 32 points.  As long as AMEX reports it to the credit bureaus it will increase his credit card utilization and should increase his score.

Message 3 of 4
mackowl
Established Member

Re: Score Boost Help

Does Chase report Auth Users to the credit bureau?

Message 4 of 4
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