Score Increase

[Anonymous]

Ok, so I paid off two CC's and have one with a 2035 balance on a 2750 limit. Sent out two GW for lates (inaccurate) and a paid (OC) collection.

But I'm confused about another. It was a utility ($58) sent to a CA. I called the OC and paid she said they would pull it back from the CA. I don't know what that means other than the obvious. Is there more to a pull-back than calling the CA and saying its paid. Does it do anything to get the CA off? What do I need to do?

[Anonymous]

Newspeak is frequently used in this arena. Vague statements like "We'll pull it back from the collection agency" is sometimes code for "If you dispute this with the CRA as inaccurate, we won't validate it." Not always, but sometimes.

[Anonymous]

Sometimes they mean what they say which is they will recall the collection account from the CA.  After they do this it should come off your CR.