So my credit monitoring app from cap1 (i'm pretty sure its a FAKO) just alerted me to new changes. I log in and see that my cap1 and NFCU cards are reporting and my new score is 645.. I know my real fico wouldnt have gone up that much but it just give me more drive to make the real one 645 and beyond.
Thank You Everyone for the amazing knowledge and helpful insight that makes this journey possible.
