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Score increase question????

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eparker
Frequent Contributor

Score increase question????

Ok...I was just approved for NFCU Navchek ($15,000 CLI), and nRewards card ($12,000).  Just wondering what my scores might increase to, IF ANY.  Scores are listed below, I have been stuck at those number for awhile. 

 

Just curious  Smiley Wink

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.







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gdale6
Moderator Emeritus

Re: Score increase question????


@eparker wrote:

Ok...I was just approved for NFCU Navchek ($15,000 CLI), and nRewards card ($12,000).  Just wondering what my scores might increase to, IF ANY.  Scores are listed below, I have been stuck at those number for awhile. 

 

Just curious  Smiley Wink


IME with inquiry and new accounts I recovered the point drop due to the inquiry and new account within 3 months, but I experience more of a drop for the inquiry and new account than you might as I am in the higher FICO brackets on 2 reports. This also is a factor on how many points are lost or gained on actions one takes on their CR.  You already have 3 major bankcards without these so there isnt going to be a good jump in score as one might get for adding a new bankcard account. AAoA will also enter into score calcs as well. Personally I would be happy if you maintain and its a wash. Good luck Smiley Happy

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