I currently have a secured card w/ OpenSky for $200, an unsecured w/ CreditOne for $400 and was just approved yesterday for a Cap1 Platinum and QS1 for $300 each. To my knowledge my scores are in the 580s and I'm also waiting on some balance updates in the next week or so, so hopefully that helps my scores. Should I apply for another cc right now or wait until the Cap1s hit my report? What cc would I qualify for? I'm hoping to pay off my CreditOne and close it before the next annual fee is due in May but would like at least 3 unsecured cards.