I have some questions regarding 2 of my public records, as well as some questions regarding one of my collection listings. I changed some of the data to bogus numbers/letters, but hopefully someone can answer my over-all questions regarding these entries, as they are kind of confusing to me.
First, my public records - I have 3 listed in my cr(2 paid, 1 currently being paid). I listed them below as they are shown in my cr from this website. Public record 2 seems correctly listed, however 1 & 3 seem jumbled up.
How do I find the court these were listed in? All that is shown are court & case numbers, no court names.
Some of the records show 2 different court numbers. Is that normal?
The status & date paid have no info even though the 2 smaller judgements are fully paid. Is that normal too?
The 2 smaller judgements are fully paid & due to fall off in the next 1.5-2.5 years, and the $6235 judgement I'm making monthly payments on under a written agreement I have with the company, due to fall off in 2020/2021.
Note: I changed the dates, court numbers & cases, but kept them connected the way they are shown in my cr.
Public Record 1 of 3 (it seems like the judgements are "jumbled up" in public record listings 1 & 3)
Equifax TransUnion Experian
Type Legal Item Paid civil judgement Judgment
Court Number 123AB12345 - 1234567
Case Number Y123456 Y9876543 Y123456
Date Filed Mar, xxxx Aug, xxxx Mar, xxxx
Status - - -
Date Paid - - -
Amount $6,235 $221 $6,235
Plaintiff DC,Inc DC,Inc DC,Inc
Account Holder - Individual Individual
Category Legal Item Legal Item Legal Item
Public Record 2 of 3 (This one looks "normal" to me, even though there are again 2 different court numbers listed)
Equifax TransUnion Experian
Type Legal Item Paid civil judgement Judgment satisfied
Court Number 123AB12345 - 1234567
Case Number Yabcde Yabcde Yabcde
Date Filed Jan, xxxx Jan, xxxx Jan, xxxx
Status - - -
Date Paid - - -
Amount $248 $248 $248
Plaintiff ARM,Inc ARM,Inc ARM,Inc
Account Holder - Individual Individual
Category Legal Item Legal Item Legal Item
Public Record 3 of 3
Equifax TransUnion Experian
Type Legal Item Civil judgement Judgment satisfied
Court Number 123AB12345 - 1234567
Case Number Y9876543 Y123456 Y9876543
Date Filed Aug, xxxx Mar, xxxx Jan, xxxx
Status - - -
Date Paid - - -
Amount $221 $6,235 $221
Plaintiff DC,Inc DC,Inc DC,Inc
Account Holder - Individual Individual
Category Legal Item Legal Item Legal Item
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The following is one of my collection listings. I'm trying to figure out if the OC or the CA own this account, but I'm not sure because it seems like both are listed with the amount owed, unless I'm reading this wrong. Is the amount supposed to be shown more than once, like...can it show once per bureau, or is it just under 1 bureau or what. Also, I have no clue what the CA numbers/letters listed under Equifax mean, unless they are code for the CA listed under TransUnion?
Note: I changed the name of the CA & Original Lender(I'm assuming this is the OC?) No account number is shown at all, it's just XX's on the credit report. It seems like to me that the entry under TransUnion is actually the OC listing, since it says "placed for collection" under that one, and the one under Equifax is the CA entry? If this is correct, isnt there only supposed to be one listing, either by the OC or the CA? Or am I wrong in that. I actually have several of my unpaid medical debts listed like this, so I'm trying to figure out if A) it's listed correctly, and B) who owns it. I guess I could try calling someone to find out, but was hoping to understand the listing as it's displayed in my credit report.
Collection x of x
Equifax TransUnion Experian
Collection Agency 123AB00000 Collection Agency, Inc -
Original Lender - Med Emergency Phy -
Original Balance $125 $125 -
Current Balance $136 $136 -
Status Unpaid Collection account -
Date Assigned Feb, 2013 Feb, 2013 -
Account Number XXXXXXX XXXXXXX -
Account Holder Individual Individual -
Description Medical Placed for collection -
So can anyone shed any light onto my questions?
Questions regarding my public records:
2/3 of my public records seem jumbled up, or maybie I'm just reading them wrong. Do they normally look like that?
How do I find the court these were listed in? All that is shown are court & case numbers, no court names.
Some of the records show 2 different court numbers. Is that normal?
The status & date paid have no info even though the 2 smaller judgements are fully paid. Is that normal too?
Questions regarding my collection record:
I'm trying to figure out if the OC or the CA own this account, but I'm not sure because it seems like both are listed with the amount owed, unless I'm reading this wrong.
Is the amount supposed to be shown more than once, like...can it show once per bureau, or is it just under 1 bureau or what.
Also, I have no clue what the CA numbers/letters listed under Equifax mean, unless they are code for the CA listed under TransUnion?
Ok I got the court location from looking at my credit report from annualcreditreport.com
Looks like the myfico reports don't show them for some reason.