Hey so I currently have 1 collection on my credit report its a sprint bill of 6000$ im tryna figure out how should I approach this because im planning on working a few extra shifts to pay it off but I don't wanna pay it off if they won't delete it from my credit report. Should I leave it or should I negotiate with sprint to delete it in exchange of the payment. also do you think they will assign it to a different collection agency within 3-6 months are thats when i will be able to fully take away the balance. Thanks!
@NaimeseOGK wrote:Hey so I currently have 1 collection on my credit report its a sprint bill of 6000$ im tryna figure out how should I approach this because im planning on working a few extra shifts to pay it off but I don't wanna pay it off if they won't delete it from my credit report. Should I leave it or should I negotiate with sprint to delete it in exchange of the payment. also do you think they will assign it to a different collection agency within 3-6 months are thats when i will be able to fully take away the balance. Thanks!
Possible they could take it back and reassign at any time. If the CA suddenly disappears they you know they are in the process of doing it and that is the time to contact them to settle. If they dont reassign then you would want to still settle with Sprint in exchange for them recalling the collection.
Got it. Does sprint have a good history on calling collections? Just wanna make sure my chances are good with them
@NaimeseOGK wrote:Got it. Does sprint have a good history on calling collections? Just wanna make sure my chances are good with them
Some have had luck others have not. IMO it depends on who you get at Sprint, you would need one willing to do it.
Got it. So I would just do something like try different people and get one that will say yea but have it in recording. Think I should record the phone call or do it through the computer on the sprint chat.
They sometimes sell the debt and if that is the case, they can't recall it.
Update:
I know this is a bit late but Great News. I was able to settle the debt with sprint and got the collection removed off my report. they agreed for a pfd in live chat. was taking screenshots and saved the transcript!!!
