Success is sweet

[Newbie2018]

Okay just wanting to update and share my joy. I'm down to one paid charge off and one collection account. This is truly exciting because I started off with 6 negative accounts on each report. Rebuilding is going great for me. Thanks to this forum because I couldn't have gotten here without it. Thank you thank you thank you for all your help. It's almost time for me to garden. Come a few months I'll be sitting back enjoying my hard work and waiting for the inquiries to fall off ❤️

[simplynoir]

Major kudos on your progress so far.

[Newbie2018]

Thank you soo much. I can't wait to come back in a few days with my updated FICO Scores.

[Anonymous]

Congratulations! I know that feeling and it's awesome. Best of luck to you and continued success! 

[Anonymous]

Hot Diggity D^&#

I know the feeling.  Gardening time for me....  CK keeps pushing a Plat AmEX at me --- not at $595 AF - got most of the same perks with no AF on a co-brand. So that is  ot tempting.

Gardening time - want a CU card and an AARP Visa (Chase so 2 years on that).  Also have a mortgage app conming up (not worried about that 25-40% down will seal it). 

gardening and maximizing FICO are the rules for the next 6 months.

[Anonymous]

Based on your siggy, you've come a long way with your scores. 

If you search the forums, sometimes you can learn how to get those old collections off of your report (GW letters).

But congrats on all your hard work! There is A LOT of knowledge on this forum.. use it to your advantage like you already have!

[Newbie2018]

Yes I agree this forum has been my Bible! Thank you. It's hard work but it's worth it. Now if I could get all these inquiries to age and fall off. Oh I have sent a good will to the paid charge off account but they won't budge. I'm going to try one more time. It falls off next year.