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Synchrony store card reporting issues

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Anonymous
Not applicable

Synchrony store card reporting issues

This is from my TU credit report, and it's a Synchrony store card. Why is a scheduled payment being reported even after I paid in full? Why is there no payment reported in 02/2014 even though the balance went to $0 so obviously I paid it off? Will any of this actually matter if someone manually reviews my report for credit approval?

 

Message 1 of 2
1 REPLY 1
gdale6
Moderator Emeritus

Re: Synchrony store card reporting issues

The minimum payment is usually the sched amount even if an account is PIF, its a way for new creditors to calc your DTI minimum if you were to have a balance on each card. It doesnt matter that it reports this way and its not disputable.

Message 2 of 2
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