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This is from my TU credit report, and it's a Synchrony store card. Why is a scheduled payment being reported even after I paid in full? Why is there no payment reported in 02/2014 even though the balance went to $0 so obviously I paid it off? Will any of this actually matter if someone manually reviews my report for credit approval?
The minimum payment is usually the sched amount even if an account is PIF, its a way for new creditors to calc your DTI minimum if you were to have a balance on each card. It doesnt matter that it reports this way and its not disputable.