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I just wanted to thank all the members that have poured so much of their knowledge and experiences into these forums. I never reallty paid attention to my Credit report and just ignored it. This was ignorant, I know. But after seeing that my score was 688 EXP & Trans in middle OCT. I decided to fix it. I want to have around 20k saved in the bank by july and improve my credit score to buy a new car-I am fresh out of college. With the knowledged I gained from this forum was able to remove a collection, and work really hard to pay down over 8k of revolving credit. All this has increased my score to 788 today!
Thank you!
Julie
Sorry, its 788 EQ and 757 trans.
transunion still show 2 balances on cards that are paid off, just sent a dispute letter...also has 3 INQ on it, my EQ has one INQ...