TU early exclusion question

[7774x]

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@cashcardscore wrote:

I filed another dispute with TU for one late on one account that is over 6.5 years old using "Not a dispute, requesting an early exclusion of this item from my report. Thank you"

We will see if this wording works.

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Did you see all the reasons for dispute on theTU page?  .. by pass them all ...click Other box...  insert you line .... listed above .. worked over 40 times .. latest 2 weeks ago .. all have been instant removals in seconds ..Never called TU customer service 

[cashcardscore]

I did not know of that. Thank you.

[cashcardscore]

Yesterday I filed my 4th EE request with TU. I disputed both my old Chase accounts.

Today I got an alert from myfio saying "a delinquent/past due account was recently removed from your report." on TU.

I logged into TU, my dispute still says in process. I logged into myfico, no score change so logged into TU to check my TU credit report. TU did say that the data is 24 hours old. TU showed lates on 4 accounts. I logged back into myfico and bought a 3B CR. I am glad I did because, only changes I can see on my 3B from last month to today, that a 30 day late was removed from EX and EQ, TU never reported that late.

8/2024

9/2024

I am really confused.

[sjt]

You can be alerted of a change but it doesn't mean they will immediately update your report unless you have a certain plan level.

[OniStringer]

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@Brian_Earl_Spilner wrote:

It's not always instant. Sometimes within minutes. Sometimes 30 days. Depends on the derogatory. 

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Really just depends, sometimes mine were instant, some took some time, currently it seems TU will not early exclude my Capital One Lates from an auto loan. Looks like im waiting till December to finally see those go away. 

[Myjourney38]

Where is everyone using to  dispute negative information off credit report

[JoeRockhead]

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@Myjourney38 wrote:

Where is everyone using to  dispute negative information off credit report

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@Myjourney38 Any disputes for inaccurate information being reported, or requests for EE have to be done through each individual credit bureau.