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TU early exclusion question

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cashcardscore
Regular Contributor

Re: TU early exclusion question

Thanks for the clarification Joe.

 

If TU ever emails me with the results of my EE request, I will update the thread.

For the two Chase accounts, both accounts had strings of lates.

First late (fell off) April 2017 current first late Nov 2017 last late Aug 2018

First late (fell off) April 2017 current first late Nov 2017 last late Apr 2019

Message 11 of 47
cashcardscore
Regular Contributor

Re: TU early exclusion question

I logged into TU just to see, in progress. Estimated completion date, August 1st 2024.

 

It would take 2 mintues to pull my CR and to find the two accounts I am asking to be EE.

 

Smiley Frustrated

Message 12 of 47
cashcardscore
Regular Contributor

Re: TU early exclusion question

Well TU completed my dispute.

 

Even though I used the phrase "I would like to ask for early exclusion due to the age of account being too old"

Screenshot from 2024-07-09 07-51-32.pngScreenshot from 2024-07-09 07-51-32.png

but

 

Screenshot from 2024-07-09 07-51-59.pngScreenshot from 2024-07-09 07-51-59.png

and

Screenshot from 2024-07-09 07-51-41.pngScreenshot from 2024-07-09 07-51-41.png

 

My first lates were so old that they fell off. Why wont TU delete the string of lates?

 

I thought this would be easy with TU.

Message 13 of 47
sjt
Senior Contributor

Re: TU early exclusion question


@cashcardscore wrote:

Well TU completed my dispute.

 

Even though I used the phrase "I would like to ask for early exclusion due to the age of account being too old"

Screenshot from 2024-07-09 07-51-32.pngScreenshot from 2024-07-09 07-51-32.png

but

 

Screenshot from 2024-07-09 07-51-59.pngScreenshot from 2024-07-09 07-51-59.png

and

Screenshot from 2024-07-09 07-51-41.pngScreenshot from 2024-07-09 07-51-41.png

 

My first lates were so old that they fell off. Why wont TU delete the string of lates?

 

I thought this would be easy with TU.


I would call TU.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 14 of 47
cashcardscore
Regular Contributor

Re: TU early exclusion question

I got an email today from EX saying my score went up. I checked, up 31 points. Why? One of my Chase account shows perfect payment history. The other account, they left a single 30 day on it. Really TU? I am waiting for myfio to update.

 

According to my EX report, I still have six lates, five 30 and one 60.

 

I thought about this. Back in June I filed for EE with EX and a month later, they deleted all but one of my lates. TU, still processing.

Message 15 of 47
cashcardscore
Regular Contributor

Re: TU early exclusion question

Can someone explain to me the steps for EE for TU? TU again refused to do EE. I will post the details later.

 

Message 16 of 47
cashcardscore
Regular Contributor

Re: TU early exclusion question

What in the heck does this mean? I selected other reason and put in  "I would like to ask for early exclusion due to the age of account being too old". What I am doing wrong? EX did EE the first time I asked.

 

Screenshot from 2024-07-22 17-30-02.pngScreenshot from 2024-07-22 17-30-02.png

Message 17 of 47
sjt
Senior Contributor

Re: TU early exclusion question

I would call them.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 18 of 47
cashcardscore
Regular Contributor

Re: TU early exclusion question

I called, some indian dude picked up. All he said was 7 years 7 years 7 years. I told him I understand but you allow EE at 6 years, 6 months. I could barely understand him. I hung up.

 

I give up. I will just let the lates fall off due to age.

 

Mods please lock this thread.

Message 19 of 47
sjt
Senior Contributor

Re: TU early exclusion question

Dont give up, wait a week and try again.

American Express: Platinum Charge, Business Platinum, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Globe WLMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 20 of 47
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