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TU not removing or fixing item after 30 days

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Anonymous
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TU not removing or fixing item after 30 days

I made some disputes with TU on 11/21 they deleted 3 accounts...yippie...but one account they never did anything with.  I disputed this account because AFNI placed this on my record way pass the 2 year limit for a telephone bill (acutally it was 5 years later...fall off date 2/2010 so DOFD was around 6/2003).  Should I now send them a letter stating that they did not correct this item in the 30 day period and they must now delete letter or should I send something else.
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: TU not removing or fixing item after 30 days

I just received my new updated report from TU and its states what it deleted, etc.

 

It has listed a Paid civil judgement, verified, no change.  I didn't even dispute this item.

 

The item I did dispute is not even listed on the updated report. 

Message 2 of 6
Anonymous
Not applicable

Re: TU not removing or fixing item after 30 days

As for AFNI reporting after 2 years from DOFD had expired, that is fine. Nothing you can do about that. As long as they are reporting accurately and the account hasn't passed CRTP.

 

The two year on cell phones, landlines, etc is just for legal SOL(suing) not reporting SOL or CRTP.

 

As for the results showing an account that you didn't dispute, how did you dispute-- online, fax, mail? Do you have a copy of the dispute you submitted? If so, make sure you didn't somehow dispute the wrong thing. If you didn't, then you can contact them and ask why it was disputed, but not sure you'll ever get an answer.

Message 3 of 6
Anonymous
Not applicable

Re: TU not removing or fixing item after 30 days

I disputed in writing.  See the thing is they deleted an account that I did not dispute.  They verified an account that I didn't dispute.  They didn't do anything with AFNI.  Maybe I should leave it alone.
Message 4 of 6
Anonymous
Not applicable

Re: TU not removing or fixing item after 30 days

Do you have a copy of what you sent them?

 

The account that you didn't dispute and they deleted, was it a good or bad account? Was it listed on your dispute results?

 

 

Message 5 of 6
Anonymous
Not applicable

Re: TU not removing or fixing item after 30 days

Yes, I have a copy of what I sent to TU.

 

The account that I didn't dispute and they deleted was not in my letter.  It was a bad account and it was listed on my disputed results list. 

Message 6 of 6
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