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Thank you - 81 point increase

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Anonymous
Not applicable

Thank you - 81 point increase

Because of the forum I asked for early exclusion with all 3 (EQ refused) but EX removed all but 2 badies (which will drop March & April) and my score went up to 706 (Fico from Experian). TU removed everything negative (totally clean report) but I don't have an updated report score yet. Assuming that will also be 700+ (positive accounts are identical)

Need to hammer on EQ - bunch of idiots there who didn't even know what an EE is.
11 REPLIES 11
Newbie2018
Frequent Contributor

Re: Thank you - 81 point increase

Awesome! I didn't know there was a such thing. Congrats on your new score
Message 2 of 12
Anonymous
Not applicable

Re: Thank you - 81 point increase

Congrats! Keep up the good/hard work! I'm sure those 81 points are good motivation!

 

It's extremely rare for EQ to give an EE, so I suppose from their standpoint it doesn't exist. Doesn't hurt to try, though!

Message 3 of 12
sueblue34
Frequent Contributor

Re: Thank you - 81 point increase

Just learned about EE after reading your post.!! I don’t have any CO but thanks for the info
Message 4 of 12
sueblue34
Frequent Contributor

Re: Thank you - 81 point increase

Quick question does early exclusion work for Chex or EWS?
Message 5 of 12
Anonymous
Not applicable

Re: Thank you - 81 point increase

Check or EWS - I really don't know. Trying has no downside.
Message 6 of 12
BM3
Regular Contributor

Re: Thank you - 81 point increase

My last baddy drops in Nov, how soon can I start asking!? 

Message 7 of 12
Anonymous
Not applicable

Re: Thank you - 81 point increase

My oldest was July. TU really surprised me my removing all. Big key is the creditor currently reporting. If not, I'd say 6 mo max. Don't know why EX wouldn't exclude my March & April ones - the one is reporting and the other stopped in Dec. It cost nothing to ask. Can't harm you in any way.
Message 8 of 12
BM3
Regular Contributor

Re: Thank you - 81 point increase

Found this thread, very useful:

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Early-Exclusion/td-p/4670283

 

 

did you call or online? 

Message 9 of 12
Anonymous
Not applicable

Re: Thank you - 81 point increase

SKSH, in regards to TU, did you speak with a front line CSR or did you have to ask for a supervisor?  I have two that I would like to have removed.  One is scheduled to come off 7/2018 and the other 8/2018 which is only a couple days less than 6 months.  Thanks.

Message 10 of 12
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