Thinking of rebuilding with NFCU, but not sure if I should apply...

[Anonymous]

As I continue to try to rebuild my credit after a bk chap. 7 discharged 9/12, I keep reading about how great nfcu is and I would love to join.  This is my dilemma...I know that I would be able to join through my Grandfather who retired from the navy.  He is deceased as is my grandmother.  I verified through nfcu last week that I could still be eligible even though my grandfather is deceased and was not a member.  The problem is that I do not have any proof of his retirement.  My father has his DD214, but I am estranged from him for many years and cannot ask him for it.  From what I have researched, I am not able to request a copy of the DD214 because I am not the next of kin.  Should I take a chance that nfcu will not ask for any documents and open a membership? I'm scared because I've read about their security department freezing accounts because of problems with eligibility. Any comments would be greatly appreciated.  Thank you.

[Anonymous]

You should only need the last for digits of his social security number, birth date and service affiliation.

If you find you need more, as a non veteran or next of kin, the National Personnel Records Center can release certain miitary service information without consent from the veteran or next of kin.

I have to warn you, getting records from them is a long, slow process.  Even for the veteran themselves.

[Anonymous]

Thanks for that info.  I am going to look further into that.  I do have his name, birth date and military affiliation information, but I don't have his last 4 of his SS#.  Do you think that I should wait until I have more proof before applying for membership?  Also, I joined ancestry.com and found some pretty interesting things.  I have a copy of his enlistment record and pictures of him and his ship he was assigned to as well as a picture of a very vague pension document.  Its pretty amazing the things that you can view through them. 

[Anonymous]

Yes, you do need the last 4 of his social.

[ktm214]

Must the affiliation be with a retiree? For example, my grandfather was a WWII USMC Vet and my dad was a USMC Veteran of the Vietnam era, both deceased and never members of NFCU. They were not career soldiers, just served our country during its timeof need.

[Anonymous]

The service member just has to be eligible to join.  Not sure if they need to be retired or drawing a pension.

[lissa1184]

@Daisy10

You do not need the last four of his social security number. Call 888.842.6328 and tell them what your affilitation is.

[Scupra]

If you do get in, treat them right and you will LOVE them! Good luck on getting in, report back

[Anonymous]

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@Anonymous wrote:

Thanks for that info.  I am going to look further into that.  I do have his name, birth date and military affiliation information, but I don't have his last 4 of his SS#.  Do you think that I should wait until I have more proof before applying for membership?  Also, I joined ancestry.com and found some pretty interesting things.  I have a copy of his enlistment record and pictures of him and his ship he was assigned to as well as a picture of a very vague pension document.  Its pretty amazing the things that you can view through them. 

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Here is a link on eligibility:

https://www.navyfederal.org/about/eligibility-checklist.php

[Anonymous]

Hi, I just signed up with them for savings and checking in order to then get a credit card. They didn't need any of that information from me. They were able to verify all on their own. Good luck!