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To dispute or not

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Mish0817
Regular Contributor
‎01-23-2013 11:04 AM
‎01-23-2013 11:04 AM

To dispute or not

Ok, got email and call from an account that is being deleted from CR. (hospital pulled back and deleting after GW to CFO of hosp) wondering if it'll delete faster if I dispute with CRA's 



Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Message 1 of 7
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Oyiwaa
Regular Contributor
‎01-23-2013 11:45 AM
‎01-23-2013 11:45 AM

Re: To dispute or not

Better to wait an see if it drops.  A dispute might unduly interfere with the OC's process.  You may however ask the OC when they expect to communicate their decision to the CRAs and when you should see the changes.

 

cheers, Oy

Message 2 of 7
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Anonymous
Not applicable
‎01-23-2013 01:26 PM
‎01-23-2013 01:26 PM

Re: To dispute or not

I would not dispute.

 

Why would you anyway?

Message 3 of 7
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Shogun
Moderator Emeritus
‎01-23-2013 01:29 PM
‎01-23-2013 01:29 PM

Re: To dispute or not

+1  No dispute

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 7
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electra
Established Contributor
‎01-23-2013 01:30 PM
‎01-23-2013 01:30 PM

Re: To dispute or not

I would wait 30 days and then dispute if it's not off of all three.  I had one case where it dropped off of 2 but not EQ after 30 days so I disputed with EQ.  Still "pending" investigation. 

Message 5 of 7
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Anonymous
Not applicable
‎01-23-2013 01:55 PM
‎01-23-2013 01:55 PM

Re: To dispute or not

Because they said they would delete is not a basis to dispute with the CRAs. 

 

Message 6 of 7
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Mish0817
Regular Contributor
‎01-23-2013 04:21 PM
‎01-23-2013 04:21 PM

Re: To dispute or not

Thanks ill be patient....



Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Message 7 of 7
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