Trusting OC to 'recall debt' - Medical

[lamplight2012]

Hello, all.

I called the OC Collection Department & paid off 4 medical collections(totaling $61); They insisted it'd be removed from credit reports, but not having anything in writing is so unsettling. 

Anyone else have problems believing that it'd be removed?

[Anonymous]

The one time I did it - I didn't have an issue.

[lamplight2012]

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@Anonymous wrote:

The one time I did it - I didn't have an issue.

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At least I know someone has had success with it! lol.

Thanks, jlynn

[Anonymous]

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@lamplight2012 wrote:

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@Anonymous wrote:

The one time I did it - I didn't have an issue.

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At least I know someone has had success with it! lol.

Thanks, jlynn

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I didn't get it in writing either - I just paid with my discover card (I trusted the OC since it was a utility) and figured if it didn't come off - I'd have proof of payment....Didn't need it tho - it was gone within a matter of days - even though they said it could take up to 45......

All the things I did wrong - but it worked! LOL

[RobertEG]

How did the OC report a collection?

An OC is only a debt collector under very rare/limited circumstances.

I would assume that the only reporting was of an internal collection on the debt, not a formal collection........

[lamplight2012]

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@RobertEG wrote:

How did the OC report a collection?

An OC is only a debt collector under very rare/limited circumstances.

I would assume that the only reporting was of an internal collection on the debt, not a formal collection........

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RobertEG,

The CA was GLA Collection Company. Here's how they were/are reported on my Credit Report

Account Type

Collection

Terms

1 Month

Date Opened

08/01/2011

Account Status

Closed

Payment Status

Late

[lamplight2012]

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@Anonymous wrote:

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@lamplight2012 wrote:

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@Anonymous wrote:

The one time I did it - I didn't have an issue.

---

At least I know someone has had success with it! lol.

Thanks, jlynn

---

I didn't get it in writing either - I just paid with my discover card (I trusted the OC since it was a utility) and figured if it didn't come off - I'd have proof of payment....Didn't need it tho - it was gone within a matter of days - even though they said it could take up to 45......

All the things I did wrong - but it worked! LOL

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Pushing buttons blindly will sometimes result in a positive experience, lol

[Anonymous]

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@lamplight2012 wrote:

Hello, all.

I called the OC Collection Department & paid off 4 medical collections(totaling $61); They insisted it'd be removed from credit reports, but not having anything in writing is so unsettling. 

Anyone else have problems believing that it'd be removed?

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i have done this with 3 OC's.

you get  feel how people are while talking to them, i had one that swore they would get it deleted, but something just didnt seem right, asked them for a simple email saying so, and well im still waiting for that email, i simply moved them to the last on my list to get settled is all. 

[lamplight2012]

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@Anonymous wrote:

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@lamplight2012 wrote:

Hello, all.

I called the OC Collection Department & paid off 4 medical collections(totaling $61); They insisted it'd be removed from credit reports, but not having anything in writing is so unsettling. 

Anyone else have problems believing that it'd be removed?

---

i have done this with 3 OC's.

you get  feel how people are while talking to them, i had one that swore they would get it deleted, but something just didnt seem right, asked them for a simple email saying so, and well im still waiting for that email, i simply moved them to the last on my list to get settled is all. 

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You've done this with 3 OC's & it worked? or Failed?

[Anonymous]

worked