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Trying to learn from past mistakes

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Duncanrr
Valued Contributor

Trying to learn from past mistakes

Last time I had PFD I sent copy of confirmation letter to CRA's to try and expedite the process. This worked well for all but EQ which was a nightmare to correct. Now I have two new PFD that were agreed upon today and yesterday and both are supposed to contact CRA's today to notify of deletions.

How long should I wait for them to be removed before filing a dispute? 7-10 days? I don't want to wait 30-60.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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injustifiiable
Valued Contributor

Re: Trying to learn from past mistakes


@Duncanrr wrote:
Last time I had PFD I sent copy of confirmation letter to CRA's to try and expedite the process. This worked well for all but EQ which was a nightmare to correct. Now I have two new PFD that were agreed upon today and yesterday and both are supposed to contact CRA's today to notify of deletions.

How long should I wait for them to be removed before filing a dispute? 7-10 days? I don't want to wait 30-60.

Maybe a week. Depending on how often they really report, I guess. Some really only report once a month.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
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Duncanrr
Valued Contributor

Re: Trying to learn from past mistakes

Well the Entergy one is already gone from EX report (USAA shows this).  I have to assume that the others will be shortly behind.  The Equidata one they told me that they only report on Fridays.  I called first thing in morning today and she informed me that I would be included in today's notices.  Guess EX seems to update the quickest.  I'll check USAA on Monday and hopefully it will show up there. 

 

Guess Ill just have to monitor at that point and make sure that all 3 agencies remove.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 3 of 3
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