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UPDATED: Rebuilding credit; next steps

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FireMedic1
Community Leader
Mega Contributor

Re: Rebuilding credit; next steps

Nice changes since you been here. Congrats on the rebuild @Binbinimiwi !


Message 71 of 72
Binbinimiwi
Frequent Contributor

Re: Rebuilding credit; next steps


@FireMedic1 wrote:

Nice changes since you been here. Congrats on the rebuild @Binbinimiwi !


Thank you! It's been quite a journey and I still consider myself and my credit as a work in progress. My goal is low 800's (810-820). Once I get there it will be all maintenance. I don't have a goal for a lot of credit cards and am finding those that I have are a perfect fit for my spending habits. My BCP and Discover have really been my daily drivers and the CSP met my need for a regular card for dining and travel. The NFCU Flagship is going to hit all

of the travel spend that the CSP doesn't cover, so it's working out great!

I hope all is well with you and life a treating you kind! 

>>
FICO8 Scores as of JAN 2021:

FICO8 Scores as of JULY 2023:

FICO9 Scores as of July 2023:


Message 72 of 72
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