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Validation received, please help

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Toonie
Established Member
‎02-04-2012 08:09 PM
‎02-04-2012 08:09 PM

Re: Validation received, please help

 

 since the valdation letter states i have 30 days to dispute or they will assume the debt is valid, won't I be running the risk of resetting the SOL if i don't at least respond within the 30 days if only simply to state I dispute the debt? It was so close to falling of my report and would love it to just go away. Any thoughts or experience with this same type of dilemma ? I'd love to hear your feed back.

Scores (all FICO):
EQ 653 (5/3/12); 676 (7/30/12)
EX 669 (3/12/12); 683 (per AmEx 7/5/12)
TU 614 (2/27/12)
Goal Scores across the board - 700+
Message 11 of 12
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Toonie
Established Member
‎02-05-2012 10:15 AM
‎02-05-2012 10:15 AM

Re: Validation received, please help

Any thoughts on this anyone? Since the valdation letter received states i have 30 days to dispute or they will assume the debt is valid, will I be running the risk of resetting the SOL if i don't at least respond within the 30 days if only simply to state I still dispute the debt? I was thinking I needed to try PFD or should i wait it out and see if they contact me again? Again this has been currently deleted from my CRs since I sent the DV letter but they have now sent the validation back. It was so close to falling of my report (dofd was 5/2005) and would love it to just go away. Any thoughts or experience with this same type of dilemma ? I'd love to hear your feed back.
Scores (all FICO):
EQ 653 (5/3/12); 676 (7/30/12)
EX 669 (3/12/12); 683 (per AmEx 7/5/12)
TU 614 (2/27/12)
Goal Scores across the board - 700+
Message 12 of 12
0 Kudos
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